tax liability for medical expense insurance

Which of the following statements correctly depicts tax liability for medical expense insurance issues?

 Premiums paid are tax-deductible only if an individual's unreimbursed medical expenses exceed 10% of his adjusted gross income.

 Deductions must be itemized on the individual's tax return.

 Benefits are received tax-free.

 All of the above

Correct

All of the statements are correct when pertaining the medical expense insurance. Benefits are considered reimbursement for medical expenses incurred - so they are tax-free.