Medicare supplement and free look period

Medicare supplement plans must contain a provision that allows a free look period. What is the minimum time for a free look?

 10 days

 30 days

 60 days

 90 days

Correct

There may be variations for longer looks by specific companies, but this is the minimum state requirement.

30 days

Medicare Part A

Question 926

What maximum number of days in a skilled nursing facility is covered under Medicare Part A?

 20 days

 60 days

 80 days

 100 days

Correct

Medicare Part A covers 100% of the first 20 days of skilled nursing and an additional 80 days of copayments made by the insured.

A Basic Surgical Expense Plan

Ken has a medical plan through his employer that provides a schedule of benefits and payment allowances for those benefits in his employee group certificate booklet. Ken most likely is enrolled in a:

 PPO plan

 HMO plan

 Point- of- Service plan

 Basic Surgical Expense plan

Correct

A Basic Surgical Expense Plan is characterized by a set schedule of benefits that provides a specific allowance for a given surgical procedure. It is important to note that the schedule will be an "up to schedule", which means the schedule will allow the doctors fee up to the amount listed in the schedule. If the doctor charges less, the reimbursement will coincide with the actual charge.