A Basic Surgical Expense Plan

Ken has a medical plan through his employer that provides a schedule of benefits and payment allowances for those benefits in his employee group certificate booklet. Ken most likely is enrolled in a:

 PPO plan

 HMO plan

 Point- of- Service plan

 Basic Surgical Expense plan

Correct

A Basic Surgical Expense Plan is characterized by a set schedule of benefits that provides a specific allowance for a given surgical procedure. It is important to note that the schedule will be an "up to schedule", which means the schedule will allow the doctors fee up to the amount listed in the schedule. If the doctor charges less, the reimbursement will coincide with the actual charge.