What constitutes the "entire contract" for a health policy?
1) The form the insurance company has on file with the insurance commissioner
2) The policy, all riders and amendments, the application and all other papers that are required
3) All papers the agent has on file applicable to the policy
4) The photocopy on file with the insurance commissioner
Correct--2
The only choice is one with all the components of a policy included. These must all be provided to the insured in the form of a policy.
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