James is in an auto accident and breaks his arm and has blurred vision for a short period of time. He has a $100,000 accidental death and dismemberment policy. What benefit can he expect from this accident?
James did not qualify for benefits under his policy. Accidental death and dismemberment (AD&D) policies only pay for death, loss of limb, or loss of sight. James did not die, his limb was not severed, and his vision loss was temporary.
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