Zack and his friends were celebrating his promotion to manager at a local pub after work. Zack was "over served" at the party and on the way home, Zack was involved in a serious accident that required him to be hospitalized. His blood alcohol level was well above the allowable limit. Zack's insurance policy will most likely pay his benefit at what level?
Standard benefits as for any other claim
A limit of $5,000 total, regardless of claim size
Nothing, as alcohol related accidents are usually policy exclusion.
His deductible will be twice the policy schedule.
Correct
The insurer would pay nothing. The insurer is not liable for any loss or injury in consequence of the insured's being intoxicated or under the influence of any narcotic, unless administered on the advice of a physician.
No comments:
Post a Comment